SBA 7(a) explained without the jargon. The math behind DSCR, factor rates, and APR. Industry guides for the businesses that ask us the most questions. Anonymized case studies of real placements. We're building this out one topic at a time — the goal is the SBA-borrower's desk reference.
Plain-language explainers, lender-policy shifts, rate movement, and what we're seeing in the deal queue. The articles we wish we'd had when we started — and the ones we write each week as the SBA landscape moves.
Read the latest articlesFree, no-signup, no-email tools. DSCR calculator. Loan payment calculator with Credit-Based vs Traditional comparison. Factor-rate to APR converter. SBA guarantee-fee estimator.
Try the payment calculatorPractical playbooks for getting your file ready — improve your credit score, become bankable — plus the standard SBA forms every lender will ask for. Download, read, come prepared.
See the guides + formsAnonymized placements — actual amounts, actual terms, actual timelines. The HVAC acquisition that closed in 32 days. The PT practice that cut $11,440/mo of cash-advance debt. What we packaged, why that bank funded it.
Inline FAQ within every topic page — no dead-end /faq dump. The questions answered next to the content they relate to. The honest version of every "is SBA right for me?" conversation.
See the rates & fees FAQAPR vs simple interest, DSCR, business credit vs personal credit, LTV, secured vs unsecured, 504 vs 7(a), grant vs loan. Plain-language definitions for the terms that show up on every SBA application — with a live APR calculator.
Read the glossaryWe're building this out from what borrowers actually ask. Send us the question and we'll write the answer.
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