Flexible Funding That Works For Your Business — Not Against It.
Is IDRAW right for you?
IDRAW, exclusive to Irving Fund, provides nearly instant revenue based funding options. It combines the speed of a merchant cash advance with the flexibility and affordability of a true no-prepayment penalty revolver, offering: No Prepayment Penalty – Customers only pay for the time they use the funds. Multiple-Draw Flexibility – Businesses can access their funds in separate draws, allowing them to take only what they need upfront and request the remainder later. Competitive Terms – Lower rates, monthly and bi-weekly payment options, and rapid funding to support business needs. IDRAW gives you the freedom to draw, repay, and re-draw on your terms. Whether you need short-term cash flow, a safety net, or capital to scale your business quickly, IDRAW lets you access funds without getting locked into a costly, fixed, longer-term repayment schedule.
Draw, repay, and re-draw - on your terms. Once approved, you get access to a maximum draw amount. You can take funds when needed, repay early if you choose, and then draw again - without having to go through another approval process.
Based on a loan amount of $100,000
Payback Period
Cost
Total Payback
4 months
$6000
$106,000
6 months
$12,000
$112,000
10 months
$18,000
$118,000
16 months (max/natural payoff)
$24,000
$124,000
4 month payback period
$6000 Cost
= $106,000 Total Payback
8 month payback period
$12,000 Cost
= $112,000 Total Payback
12 month payback period
$18,000 Cost
= $118,000 Total Payback
16 month payback period
$24,000 Cost
= $124,000 Total Payback (Maximum or Natural Payoff)
Enter an amount you'd like to draw to see an example:
Irving Fund is not a bank or an authorized SBA vendor. We partner with a number of banks to facilitate SBA financing for our clients. Irving Fund does not perform a hard credit pull at any point in our process, for SBA LOANS a hard pull may be required by some of our bank partners at the time of funding. You will be notified in advance of this taking place. Rates shown vary based on product, credit determination, state law/minimum loan amounts and lender criteria. Not all applicants will qualify for financing, all loans are subject to credit review and lender approval. We provide business financing through a network of third-party banks and funding providers.
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