You will not be charged any upfront fees or any out-of-pocket expenses to get funded.
Will there be a hard credit check?
We will only do a soft pull at first, so it will not affect your credit score. Some banks do require a hard pull at the time of funding, but only after full approval has been granted and funds are in transit.
What if my business has multiple owners?
Any individuals or entities with at least 20% ownership are required to be a guarantor for any SBA loans.
Irving Fund is not a bank or an authorized SBA vendor. We partner with a number of banks to facilitate SBA financing for our clients. Irving Fund does not perform a hard credit pull at any point in our process, for SBA LOANS a hard pull may be required at the time of funding. You will be notified in advance of this taking place. Rates shown vary based on product, credit determination, state law/minimum loan amounts and lender criteria. Not all applicants will qualify for financing, all loans are subject to credit review and lender approval. We provide business financing through a network of third-party banks and funding providers.
